State Bank of Patiala

State bank of Patiala is incorporated in the year of 1917 and is one of the largest nationalized banks of the India. This bank has more than 900 branches all over India and offer wide range of banking services to the customers. This bank has established one of the largest ATM networks across the nation and offers delightful banking experience to the customers. It is specially known for agricultural and rural banking. Bank offers wide range of loans for the benefits of farmers such as finance under kisan schemes or kisan gold cards. These cards offer loans for daily agricultural expenses. This bank is back bone of rural economy and uplifted rural economy up to great extent. This bank also offer loans for vegetable cultivation, commercial dairy, warehouse, rainwater harvesting scheme, finance for agricultural clinics and agricultural product marketing. This bank is committed for rural development program and is serving the nation from more than 90 years.

Under personal banking category, bank offers loans to individuals at attractive interest rates. You can apply online for home loan, car loan or educational loan. These loans come for short or long terms without any hassle. Minimum documentation and easy process are some basic characteristics of these loans. This bank has stared lot of other activities such as mobile banking or internet banking at very reasonable service charges. You can shop online or pay your bills with debit cards. State Bank of Patiala also offers other miscellaneous products like insurance and mutual funds. You can adopt any insurance plans from protection plan, child plan, and health plan. You can calculate your premium with premium calculator. Bank also offers different saving plans such as pension plan or money back with good future returns. The bank also offers the loans for small, medium and large businesses. The current accounts are designed as per needs of business houses.

The State bank of Patiala also offers loans against gold jewellery, loans against term deposit and loans to pensioners. NRI banking is one of best service offered by this bank with money transfer service. NRI banking offers mutual funds, international ATM cum debit card, housing loan schemes for NRI and many more services.  The State Bank of Patiala has lot to offer to its millions of customers and have various plans in credit, loan and investment banking. This nationalised bank also offers safe deposit locker schemes to its customers with competitive service charges. The bank has always treated all class of people with equality and offer them best customer service.