ICICI Bank

ICICI bank is the leading private sector bank of India. It is the second largest bank of the nation. The bank has wide presence in India and abroad. It offers the banking products for retail customers and also to the corporate clients. The bank subsidiaries are present in Russia, United Kingdom, Canada, United States, Bahrain, Singapore, Sri Lanka, Hong Kong, Dubai, Qatar and many other countries. The 24 hours customer service support is available on phone and internet. The internet banking from the bank allows you to make transaction conveniently from the comfort of your home or office. The bill payment service from ICICI bank will make your life even more convenient. You can pay your mobile bills, telephone bills, electricity bill, gas bills, broadband bills and many such bills.

The bank offers demat services for its wide customer base. The demat account with ICICI bank enables its customers to do online trading at competitive service charge. You can manage your share portfolio online. The tips and SMS alerts are also sent by the bank for further convenience. Other services from ICICI Bank include the personal banking services like savings accounts, current accounts, loans, credit cards, mutual funds, life insurance, general insurance, tax saving bonds, fixed deposits and many other services. The credit card facility from the bank offers the cards like silver card, gold card and platinum card. The card holder earns reward points on his every purchase. These reward points can be redeemed against the products listed on the bank website.

ICICI bank savings account comes with ATM cum debit card. The personalised cheque book is provided free of cost. The bank account can be operated from any of the ICICI Bank branches. The bank offers gold coins at market rate made from the purest gold. The locker facility is offered to the account holders on priority. The fixed deposit schemes from the bank are offered for various terms. The savings bank account also comes with an option where excess funds are converted to fixed deposit. You get the benefit of higher interest rate for unused funds.

ICICI bank offers loans for home purchase, new car purchase, used car purchase, home renovation and also personal loan. The personal loan can also be availed directly on ICICI Bank credit card. You also get the facility of repayment in easy monthly instalments. There are many other benefits that can be known from the bank’s official website.